Terms & Conditions + Refund Policy

Last updated: 09-12-2025

Welcome to programs.psyog.in. By using this website and enrolling in any of our mental health or spiritual programs, you agree to the following Terms & Conditions and Refund Policy. Please read them carefully before using our services.

  1. General Information

programs.psyog.in offers:

  • online mental health and spiritual programs
  • self-help based educational resources
  • articles and learning material for personal growth

All content is created for informational and educational purposes only and is not a substitute for medical or psychological treatment.

  1. Use of Website

By accessing this website, you agree that:

  • you will use the content for personal learning only
  • you will not copy, reproduce, or distribute materials without permission
  • you are responsible for your own decisions and actions based on the information provided

We may update content or policies at any time without prior notice.

  1. No Professional Relationship

Using this website or joining any program does not create a doctor–patient, therapist–client, or professional mental health relationship.

Our programs are self-help educational tools, not clinical treatment.

If you need mental health support, please contact a licensed professional.

  1. Program Access

After joining a program:

  • You may receive video lessons, guides, or other learning material
  • You agree not to share your login details or program content with others
  • Access duration may vary based on the nature of the program

We reserve the right to revoke access if the terms are violated.

  1. Payments

If a program requires payment:

  • You agree to provide accurate billing information
  • All payments are processed securely through third-party platforms
  • We do not store your payment card details on our server

Pricing may change in the future, but you will always see updated prices before enrolling.

  1. Refund & Cancellation Policy

Our programs are designed to provide clarity, guidance, and practical tools. Since digital educational materials cannot be “returned,” we follow this policy:

6.1 Digital Programs

All sales of digital programs, online workshops, and downloadable materials are non-refundable once access is provided.

6.2 Duplicate Payments

If a technical issue causes duplicate charges, we will refund the extra payment after verification.

6.3 Failed Payments

If a payment fails but is still deducted, kindly contact us with your transaction details, and we will resolve it with the payment gateway.

6.4 Exceptional Cases

In special circumstances (e.g., accidental purchase, technical access issues), you may contact us within 24 hours of purchase.

Refunds in such cases are handled manually and approved at our discretion.

  1. User Responsibilities

You agree:

  • to use the content for self-improvement only
  • not to misuse spiritual or psychological guidance
  • not to share private program material publicly

Your learning journey depends on your consistency and effort.

 

  1. Limitation of Liability

We do not guarantee specific results from any program.

We are not responsible for:

  • your personal decisions
  • emotional reactions
  • outcomes of using the information

All programs are supportive tools, not guaranteed solutions.

  1. External Links

Some pages may contain links to external websites for additional resources.

We are not responsible for their content, accuracy, or privacy practices.

  1. Termination of Access

We reserve the right to suspend or terminate access to any program if:

  • terms are violated
  • content is misused
  • fraudulent activity is suspected

No refunds will be issued in such cases.

  1. Changes to Policy

These Terms & Conditions and the Refund Policy may be updated at any time.

The new version will be posted on this page with a revised “Last Updated” date.

  1. Contact Us

If you have any questions about these Terms or the Refund Policy, feel free to contact:

Email: reachpsyog@gmail.com

Website: https://programs.psyog.in